Your business isn’t cookie-cutter, so your product options shouldn’t be either. With our fast-approval process, you can outline the product type and terms that are best suited for your unique business situation. See below for our popular lending options.
A lump sum of money that is repaid over a set period of time with interest. Best for large purchases or investments in your business.
A flexible type of funding where a borrower can draw on a set amount of money as needed, paying interest only on the amount borrowed. This is best for covering short-term expenses or managing cash flow.
A lump sum of money advanced to a business in exchange for a percentage of future sales. Repayment is made through a portion of the business's daily credit and debit card sales.
A solution that is secured by an asset, such as equipment, inventory, or property. Collateral reduces the lender's risk and often leads to lower interest rates.
A financing option where a business sells its outstanding invoices to a third-party factoring company for a percentage of their value, which provides immediate cash flow.
These products are guaranteed by the Small Business Administration. SBA products often have lower interest rates and longer repayment terms than traditional products, but they can be more difficult to qualify for.
An SBA loan is government-guaranteed, long-term funding made by SBA lenders that allow businesses who may have been turned down by the bank to receive low-interest rate funding that can be used for many business purposes.
Loan Amount: Up to $10M
Speed of Funds: Little as 7 days
Interest Rate: 6% - 11.5%
Just like a traditional bank loan, with a traditional-term business loan, you are lent a set amount upfront, which you pay back (along with fees) over a set period of time.
Loan Amount: $5k-15M
Speed of Funds: Little as 24 hrs
Interest Rate: As low as 8%
With a business line of credit, a financial institution gives you a credit limit, or a maximum amount of capital you are able to draw on at any given time. Just like a credit card, you only pay interest on the amount you use.
Loan Amount: $1k-3M
Speed of Funds: 1-2 Days
Interest Rate: 1.25% - 28%
Business cash advances are not your typical small business loan. With an MCA, financing companies upfront you a set amount of cash and then you repay this advance (plus their fee) with a set percent of your daily credit card sales.
Loan Amount: $5k-2M
Speed of Funds: As little as 24hrs
Interest Rate: As low as 18%
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